My son recently needed money for an unexpected prom expense. My husband and I were worried for a few days about it, since we knew he did not have the money, and we were worried he was going to ask us for it. He never did, and we were grateful because we have been trying to wean him off of us financially for some time now that he's about to go to college. It turns out he used a short-term loan provider to get to his next paycheck. We're not thrilled about debt, but at least he took personal responsibility instead of looking to us to bail him out.