The repayment time of secured personal loans usually stretched out over a period of minimum 5 to maximum 30 years, the borrower enjoys the benefits of lower interest rates. If you are earning a decent income, then the loan may be sanctioned easily. The process of applying for this loan is quite simple just you have fill a online application form in any lender’s website and fill your details, make sure all your details are correct and up to mark if lender find anything wrong he won’t approve your loan. Thus, the credit worthiness is another deciding factor for getting the loan approved. By just typing in the phrase 'good car loans' it is not giving the search engine enough information in order to generate adequate results. Carmen Cortez is a specialist advisor of every type of business loan and currently working as financial consultant in Poor Credit Secured Loans Information.