Ayushman Bharat Scheme: A Detailed Guide |
Posted: February 16, 2023 |
Pradhan Mantri Jan Arogya Yojana (popularly known as Ayushman Bharat Scheme or PMJAY), a flagship health insurance scheme of the Government of India, is a revolutionary step towards providing universal health coverage to all its citizens. Under this programme, the government aims to provide free health insurance to over 50 crore people, covering ten crore families. This scheme is the world’s most extensive public health insurance program. The key objective of the Ayushman Bharat Yojana is to provide access to quality health services to all sections of society, especially the poor, vulnerable and underserved. The government has also set a target of providing financial protection to at least 40% of India’s population. This article will provide a detailed guide to the features and other benefits of PMJAY. FeaturesThe following are the distinguishing characteristics of this Government insurance scheme:
Eligibility CriteriaThis scheme applies to all Indian citizens and is open to all citizens without any eligibility criteria. However, the government has set specific criteria for the scheme's beneficiaries. The beneficiaries of the scheme should be:
BenefitsAyushman bharat yojana benefits the underprivileged citizens of India. The scheme provides financial protection to the beneficiaries by covering all pre- and post-hospitalisation expenses. The scheme also covers all secondary and tertiary care hospitalisation expenses up to Rs. 5 lakhs per family per year. In addition, the scheme also covers the following:
Besides these benefits Government of India is aiming to provide an Ayushman Bharat yojana Health Account (ABHA) ID. The identification number will be 14 digits long. Individuals health insurance can use this number to gain access to their medical records. You can access your ABHA ID from anywhere in India, allowing you to share medical files with doctors from all over the country. Ayushman card benefits include instant access to your medical records, such as test results, diagnoses, and prescriptions. Even if you're in a new area, sharing your medical history with new doctors, hospitals, and clinics is simple. Other benefits of Ayushman card are:
Enrolment Process,The enrolment process for Ayushman Bharat Scheme is straightforward. First, all eligible beneficiaries must register for the scheme through the scheme's official website. To register, the beneficiaries need to provide the following details:
Once the registration is complete, the beneficiaries will be issued an Ayushman Bharat Card. This card acts as proof of enrolment in the scheme and is required to avail of the benefits of the scheme. The Ayushman Bharat Scheme is a revolutionary step towards providing universal health coverage to all its citizens. The scheme provides financial protection to the beneficiaries by covering all pre- and post-hospitalisation expenses up to Rs 5 lakhs per household per year. The enrolment process for the scheme is straightforward, and the beneficiaries must register through the scheme's official website.
|
||||||||||||||||
|