More about home warranty |
Posted: December 6, 2014 |
Home warranty insures your trusted home appliance by potential damage of wear and tear. It is the protection or safety measures similar to home insurance but for home appliances like dishwashers, refrigerators, built-in microwaves, etc and systems like water heater, air conditioning, plumbing, electrical systems, etc. opting for home warranty for the home that you buy or about to sell is a worthy investment in today’s world. Home warranty is different from homeowner’s insurance where damages to your home or property from theft, fires, hails, etc are protected where you can claim for your loss. While home warranty insures you of your appliances and systems from unexpected or unforeseen damage and wear and tear. Read more about the factors to be considered when it comes to home warranty to gain maximum benefit from it. To avail the benefits of home warranty you should buy it from a company providing it. Selecting the company offering you home warranty is quite tricky and choosing the right and reliable company is important as there are many companies out there providing home warranty. Home warranty is slightly different in every country for instance in the UK it refers to the warranty or insurance granted to new build homes lasting for a period of ten years. It offers protection or insures the first or successive purchasers of the home from structural defects that resulted due to poor workmanship during the construction process. On the contrary, in the US a home warranty is the agreement granted to the home owner by risk management firms, home builders, etc. In most of the cases like in the US, it is the warranty offered as a service contract for your home appliances and systems that cover the repair and replacement costs provided if they fail because of normal wear and tear and not due to the owner’s neglect. Home warranty lasts for a period of one year and the warranty can be easily renewed too. The various benefits offered by a home warranty It is the means of a stress free living where you do not have to worry about your trusted home appliance or system as it gets insured for a period of one year and the repair and replacement costs are covered. Most of these warranties cover a broad range of systems and appliances. Systems like A/C, electric systems, plumbing, garbage disposals, hot/cold water dispenser, central vacuums, smoke detectors, doorbells, water heaters, etc. Appliances include clothes dryer, refrigerators, dishwashers, clothes washers, free standing ice makers, built in food processor, garage door openers, trash compactors, ovens, cook tops, etc. The home warranty is affordable where the annual premium along with the deductibles is economical. It offers a budget protection to new home buyers who have invested a bulky amount for buying their dream home. It helps sellers if the home is still covered by the warranty where they do not have to pay for any damage or repairs as the home warranty company takes care of it for you. Look into the minor details of the company and the warranty terms Be certain with the costs involved with home warranty as most if the companies providing home warranty specify the payment you need to make for the service call like calling in the technician to examine the damage. The rest of the cost will be covered by the warranty. Look out for packages where the premium package would range in between $250 to $600. This cost might increase if you add items in the contract. Thoroughly investigate the company’s history before buying the home warranty and watch out for the customer reviews that are easily available online. Many companies have their annual reports you can take a peep to check the company’s stability in terms of its finances. Home warranty today is an additional protection that you can buy to ensure the safety of your home appliances and systems. If your appliances are new and have a good warranty period, you can forego the home warranty. They are again a good investment if the home appliances are in good working condition while its warranty has expired. As the most comprehensive a plan gets, the more expensive it gets. Customize a well-planned home warranty from https://www.ahs.com/ to save your efforts, money and time.
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