c, you don't need a certain score to buy a car. A higher score can help you get a loan with better terms (lower rates), but you can still get a car loan even with a score that is lower than the average.
Is there a minimum credit score required to obtain a vehicle loan?
There is no industry standard for a minimum score, but the requirements vary from lender to lender. Financial factors and credit evaluation policies are developed independently by each lender. When considering you for a car loan, they'll look at your income, other debts, and ability to pay back loans on time. They can also use your auto-specific credit score, which typically falls between 250 and 900. A higher score means the lender is less likely to risk lending you money. Therefore, it is always prudent to pay your bills on time.
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