Where can you find the best residential mortgage in Philadelphia? Tioga-Franklin has been helping our customers finance their dream homes since back in 1873 when we were called the Tioga Building and Loan Association. Homeowners and first-time buyers looking for residential mortgages often get frustrated with the process. But Tioga can help. Our residential mortgage customers enjoy a personal touch in banking that has all but vanished elsewhere. We know you have many choices for when looking for residential mortgages in Philadelphia and we invite you to experience the Tioga Franklin difference for yourself.