If you are eyeing a home or a commercial property in Montreal, this tip is for you. When you know you want to buy a house, the first and foremost thing you need to do is set money aside for a down payment. In Canada, residents need a 5% down payment to buy a home. However, if you pay a chunk of the price as the down payment, you will have to pay less in instalments. Therefore, start saving by opening a savings account and set up an auto-debit instruction.
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