Credit scores are extremely important, and It helps you get the most convenient and affordable loans in the market. If you are an existing or a new customer looking to apply for personal loans or credit, I suggest you check your score before taking further steps.

What Is A Credit Score?

 A credit score is the computation of factors in your credit history, like the number of active accounts, incurred debts, repayment history, and other factors. It's a 3-digit numerical value that depicts your worth of credit. The range is from 300 to 850 and is available online. Your credit score is primarily dependent on factors like

?      New debt

?      Credit or repayment history

?      Credit mix

?      Credit utilisation ratio

All the above points are crucial factors that determine the credit score. Anyone must maintain good credit scores; 740 and above is the considerate score for anyone wishing to avail of personal loans. I can suggest you take a personal loan from Buddy Loan, as it's the most convenient and user-friendly website. It needs minimal documents. Before taking a loan, check your credit score from Buddy Score for free, So that you can determine your positive and negative aspects in the reports and make the necessary changes.

Further, let's read about how I can check my credit score online and the ways I implemented it to improve my scores. Follow along.

How Did I Check My Credit Score Online?

Now you can process a free credit score check using Buddy Score for free for the best results.

• Go to the official Buddy Loan website and check the free credit score page.
  
  
• Then add all your relevant details such as first name, last name, email I.D., P.A.N. (Permanent Account Number) card, D.O.B. ( Date Of Birth), gender, residential P.I.N. code, and mobile number.
  
  
• Therefore you must now accept the terms and conditions and get a credit score from the Experian credit bureau.
  
  
• Then click on "Check Free Credit Score."

You can receive your credit score in just 2 minutes. Also, get leads to get a personal loan from Buddy Loan lenders within six months or any longer might expire. Choose to apply for a loan again as per your requirement.

So now you know the website I use to check my credit score. If you further want to know how I tend to improve my scores, read furthermore.

The Method I Use To Improve My Credit Scores.

In case you don't have good credit scores. Then you can increase your credit scores by following good financial healthy habits as I did; so follow the steps below.

• Stay consistent in paying personal loans (E.M.I.s), Equated Monthly Instalments, and credit card bills on-time. Most importantly, credit reports without defaults and payment delays can increase your credit score to the maximum level.
  
  
• Check your credit score regularly and understand your eligibility to apply for a loan. Also, you can check where you're lacking and make necessary changes to increase your scores.
  
  
• A good mix of secured and unsecured credit will improve scores. However, do not open unnecessary credit accounts. Lesser active accounts are better. Also, do not apply for new loans with multiple loans open simultaneously at the same time.
  
  
• Your credit utilisation must always be 30% to 35% or lesser than the current credit limit. However, do not stop using credit cards. It can reduce your scores. So use credit cards optimally.

Thus now you know tips and tricks to follow that will help you improve your credit scores, if your main aim is to improve scores. Then follow this article and start from here.

At The Bottom

You can pull out credit reports today to determine your current credit position of availing credit. You will be sanctioned a personal loan based on your borrowing and liability history. However, your credit scores will decline if you have errors or negative factors in your reports. So keep regularly monitoring your credit scores from Buddy Score

Author : nafas Views : 194

This Blog Has Been PowerShared™ Successfully!

How To Check My Credit Score Online And Benefit? : Share Sharing, Please Wait...

Check out Nafas Ahmed's Profile, and Blogs!