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Is filing police report really important after road accident? Posted: May 9, 2015 @ 6:38 am |
Around 35,000 people die due to road accidents in the United States every year. The number keeps on fluctuating. So, no matter how good you drive, even your car might face crash one day or the other. In-case of car crash, filing police report is something that needs to be done at any cost. Here are some points that focus on the importance of crash report. Never avoid filing police report Bills for all the medical expenses and vehicle damages can be easily recovered with the help of insurance claims. However, in-order to file insurance claim, you would require accurate police report about the incident. Crash report is the most important document for insurance companies as well as for lawyers who fight car accident cases in the court. Insurance companies refer to police report while rejecting or approving claims. Police report is the only document that certifies the incident. It can also protect you from fraudulent lawsuits filed by individuals to extract money from you and your insurance provider. Incorrect police report can cause delay in insurance claim processing As mentioned earlier, your insurance company can manage all the compensation and damages even if the accident was caused due to your driving error. All that you need is an accurate police report for insurance claim processing. So, don't hide anything from cops while filing police report for the concerned accident. Don't worry about the incident, just tell the truth, so that insurance company can quickly process the claim and release compensation for those affected due to the accident. File police report even if you do not wish to claim insurance Sometimes vehicle owner decides to not to claim his or her insurance policy due to the small amount of damages. In-such case, people feel that there is no need to file police report as well. This is completely wrong, it is advisable to file accident report with cops even if you are not willing to claim insurance or are willing to go for direct settlement with the owners of other vehicles involved in the accident. Police report acts as a certificate for the incident, it can prove to be really helpful if the owner of other vehicle (s) change the plan and approach the court to get some more compensation from you. Make notes before leaving the accident spot Somehow, if you are not able to contact the cops immediately after the accident, the first step that you need to take is noting down the details of vehicles involved in the accident. Take images of all the damaged vehicles. Talk to the nearby people and check if anyone witnessed the accident. If you find any witness, take their name and contact details. Most importantly, note down details about landmarks nearby the accident spot. Then, contact the cops as soon as you can, and give them all the details.
Ask the police officer for his contact details after filing your report Cops would take all the accident related details, verify certain details from the accident spot, write down statements given by witnesses, and give you a complaint reference number for your record. Besides this, you should also request the concerned cop to share his contact details with you for further reference. His/her contact details may prove to be helpful if your insurance company asks for the same while filing claim papers, or even if you wish to make certain changes in the report after realizing about some more damage to your vehicle. Auto accident attorneys, and experts like experts like San Antonio, Texas based VB Law Group also advise their clients to do the same. Police report can help you decide if you need lawyer or not As mentioned earlier, police report can help you understand everything about the accident in short. It also describes the damages caused to vehicles involved in the accident, along with details about injuries sustained by people. If the damage sustained by people as well as vehicles is too much, it is advisable to opt for a good accident lawyer to represent your case. Attorney would not only help you in dealing with insurance claims, but would also help you file and manage court cases related to accidents.
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