You're paying a bill for the first time or twice in an extended period of time. There are many questions you're likely to be unclear about, like the best place to sign a check and how to write checks with cents. Even though you may not be able to write many checks, this skill is essential. Let us answer your questions with a quick how-to.
Step 1: The date of your check
The date must be noted in the upper right-hand corner. This is vital so the person you're giving the cheque know when you wrote it.
how to write a check for 100 : Whom do you want this check for
The next section on the check should be "Pay to The Order of." Here you should write the name and contact details of the person or entity you are paying. If you don't know the name of the person, or organization, you may write the word "cash". It is possible to lose or steal a cheque by using the word "cash" on the check. Anyone is able to cash or deposit checks that are made for "cash"
Step 3: Type in the amount of your payment in numbers
Two slots are provided on a check where you can write the amount you are paying. In the box on the right, write the dollar amount in numerical format (e.g. $130.45). Be sure to note it in a clear manner in order for the ATM/bank to remove this amount from your account at the bank.
Step 4: Note down the amount you want to pay.
In the space below "Pay to the order of," write out the dollar amount in terms that match the numerical dollar amount that you have written in the box. If, for instance, you are paying $130.45 and you are writing "one hundred thirty and 45/100." To write the check using cents ensure that you put the cents amount over 100. To make it easier to understand even in the event that the dollar amount appears to be a round number, add "and/00/100" for clarification. The bank must write down the dollar amount in words in order to make a check. This ensures that the payment amount is accurate.
5. Make notes
The line that is "Memo" even though it isn't mandatory it is useful in determining the reason you wrote the cheque. If you're paying the check to pay an electric bill for a month or rent, you can write "Electric bill" or "Monthly Rent" in the memo line. When you pay a bill frequently, the company will ask for the account number.
Step 6: Sign the check
Sign your name on the line in the right-hand bottom corner, using the signature you signed when you opened the checking account. This is a confirmation to the bank that the amount you have stated and the correct payee are yours.
How to make sure you have enough money in your bank account.
Track every transaction, whether it is cash or money that is spent. You can track your Huntington checks with your check register. The reason you should keep a check book is to track all deposits and expenses. All transactions should be recorded including ATM withdrawals, debit card payments as well as checks.
Register your transactions.
If you're making a purchase by check, you'll need to keep track of the check's number. This is located in the upper right-hand corner. This will allow you to maintain track and remind you when to reorder checks.
Be sure to make note of the date and time for your documentation. In the "Transaction" or "Description" column, describe the location where the payment was made or for what. Write down the amount, according to whether you've either received or spent money.
Add the amounts of bank fees and withdrawals, check, and transfers to your account.
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