What All Does Your Comprehensive Car Insurance Cover Includes |
Posted: June 16, 2017 |
With hundreds of motor insurance options available in the auto market, it becomes hard for an average customer to choose the best plan. If you have little or no knowledge about the prevailing car insurance terms and features, then you may seek professional help or a pro to guide you through the entire insurance process. In most of the cases, insurance companies have their experts and salesperson to guide you through the entire insurance process, policy, and things your comprehensive motor insurance plan will cover. If you don’t wish to go by the terms and wish to understand everything that a basic car insurance cover should include, then read the sections below. 1. Loss/Damage Caused Due to Natural Calamities One of the most crucial things for which you must avail insurance is - things that are beyond your control. In the latest insurance news sessions, you might have heard that a lot of vehicles get damaged because of natural events including lightning, flood, earthquake, hurricane, typhoon, and many others. Since controlling a storm, landslide, cyclone, or any such natural calamity is beyond your control, your car insurance cover must include protection against all such instances. 2. Loss/Damage Caused Due to Man-Made Calamities Burglary, riots, terrorist activity, and any damage related to man-made factors are counted under this clause; hence, you must ensure that your insurance must include this clause. It also helps you to avail additional protection against all the incidents and accidents that are caused in transit while using the vehicle on road, or transiting it via rail or water. 3. Personal Accident Cover Since the insurance news Malaysia bulletins are filled with information related to road accidents, it has become highly important to safeguard your life by availing personal medical cover or accidental protection along with your insurance plan. The clause can help you secure your family or yourself from monetary dependency by protecting you against permanent disablement or death. The insurance cover primarily offers protection to driver, but you can also avail add-on accidental covers for co-passengers to enjoy enhanced protection on-roads. 4. Third-Party Legal Liability Adding this factor in your insurance covers helps you to enjoy additional protection and peace of mind while travelling on-road. The feature deals with offering protection against any legal liability in case of accidental damages that may cause permanent injury or death. The feature covers any damage that is being caused to surrounding properties in case of an event of accidents. You can browse the web to know more about the add-on features that you can avail to enjoy enhanced protection in case of accidental damages, permanent injury or even death.
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