For someone who is as talented and accomplished enough to become a CA, it is quite natural that eventually they would go on to own properties of their own. However, buying a home requires a lot of careful planning and the right funding too is required, which is often in the shape of loans. Bajaj Finserv has special loans designed for CAs who are looking forward to buying a home of their own. The schemes are designed to facilitate smooth transaction of the loan, and to make the process of buying the property a smooth and hassle free one. In fact, the Bajaj Finserv Loan for Chartered Accountants for the home loan division can also help the CA find the right property, which would be perfect for their budget and all meet all their requirements. There are flexible repayment options and the interest rate for CA loans is also the best in the industry.
With CA loans in the home loan segment, the CA gets to enjoy a high loan value, with loan up to Rs 2 crore. There is also the option of transferring the existing home loan balance if one wants to avail better rate of interest. Loans can also be customized for the needs of a particular CA. Approval for the CA loan can be achieved in as less as 24 hours, making the entire process extremely fast and hassle free. There is no need to go through lengthy paperwork and there is minimum amount of documentation required for the process, with mostly the basic KYC documents and certificate of practice to be submitted for verification. There are also options for flexible tenors and they can go up to 240 months, to suit the repayment capacities of the CA.
The biggest advantage that the CA gets to enjoy is the option of the Flexi Term Loan that is basically the advantage of a term loan combined with a flexible repayment option. This more or less covers ever scenario and eventuality in the repayment process. As mentioned earlier, there are also property search services to be availed from Bajaj Finserv and this is definitely a unique service to be delivered by a creditor. Bajaj Finserv also provides a dossier to first time home buyers with all the information that would be needed during the process of buying a property.
There are also customized insurance schemes offered to the CAs and they mostly have a one- time premium option. Complete online Chartered Accountant Loan management ensures that the CA never has to worry about the tracking the money and the part- prepayment facilities also gives the chance to reduce the loan burden as soon as possible to the CA. All one has to do is meet the loan availability criteria, just as they did with the CA loan eligibility criteria and the dream of owning a new house would eventually be soon realized.
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