One of the worst scams comes to you via email, in the form of "phishing" emails. They come to you in the form of an email from banks, eBay, a store, Paypal or other business or financial institution buy email database. The email will have the name of the company in the from area and the email may look real, complete with corporate logos and official sounding text. Don't be fooled, however. A reputable financial institution or business will never ask you for your username, password, account number or other sensitive personal information via email. NEVER click on the link to the site provided in their email. If you are unsure if the email is fake, then open up your browser and manually type in the URL of the company's website. Go there and login and see if they are requesting something from you there. Chances are, they aren't. You can report these emails or simply delete them.
Other scam emails may come to you from foreign countries asking you to hold a large sum of money for them, in return you get a percentage of the money, usually millions of dollars. If it sounds too good to be true, it is. This scam has been around for years, don't fall for it. It's just a way to get your bank account information and to empty it before you even realize what has happened.
Scam websites are also a problem, whether it's a fly by night store, a phony eBay seller or a store that's actually just trying to get you to give them your personal information for marketing purposes, you can easily avoid these by checking eBay feedback, store reviews via Google and the BBB and other consumer complaint websites.
The solution to scams? Be vigilant. Never click a URL in an email that looks the least bit suspicious. Always check the feedback, reviews and ratings of sellers before buying and never, ever give away your personal information to a website that looks suspicious.
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